Help and Support with Childcare Costs
Most families are entitled to some financial help towards the cost of childcare.
To compare the different choices and find out if you are eligible for support with Childcare costs visit Childcare Choices.
To compare different providers and find Childcare visit:
Childcare in Ceredigion or Family Information Service Wales
Phone: 01545 570881
Email: clic@ceredigion.gov.uk
If you are working
Tax-Free Childcare:
You can get up to £2,000 a year for each child to help with the costs of childcare through Tax-Free Childcare.
If you get Tax-Free Childcare, you’ll set up an online childcare account for your child. For every £8 you pay into this account, the Government will pay in £2 to pay your provider.
Universal Credit for Childcare: You may be able to claim back up to 85% of your childcare costs if you're eligible for Universal Credit.
Tel: 0800 328 5644 (Freephone).
Childcare Offer for Wales: Up to 20 hours of funded Childcare for 48 weeks a year, in addition to the Early Years Education, for the three terms following the child’s third birthday. You must be working and earning the equivalent of 16 hours per week at minimum/living wage, but not exceeding £100,000 per adult, per year. For more information visit Childcare Offer for Wales.
If you are student
Childcare Grant: You can receive a Childcare Grant (CCG) towards the cost of your childcare if you have children in registered and approved childcare.
Parents’ Learning Allowance: Parents’ Learning Allowance (PLA) is extra help intended to cover some of the additional costs incurred by students who have children.
For information visit: Student Finance Wales
If you are unemployed
You may be entitled to Jobseekers Allowance (JSA) and/or Universal Credit:
Job Centre Plus
Aberystwyth: Alexandra Road Aberystwyth, Aberystwyth, Ceredigion, SY23 1LA
Cardigan: Crown Buildings, Napier Street, Cardigan, Ceredigion, SA43 1EF
For more information visit: Job Centre Plus Tel: 0800 169 0190 (Freephone).
ACAS: Advisory, Conciliation and Arbitration Service.
We work with millions of employers and employees every year to improve workplace relationships. We're an independent public body that receives funding from the government. Visit: ACAS
For financial advice
Citizens Advice:
A network of independent charities offering free and impartial advice online, over the phone or in person to anyone. Can offer advice on benefits, work, debt and money, housing and many other areas.
Visit: Citizens Advice
Ceredigion branch - Napier Street, CARDIGAN, Ceredigion, SA43 1ED
Phone: 01239 621974 Mon-Thurs 9-3 Email: enquiries@cabceredigion.org
The Money Advice Service:
Free and impartial money advice.
Visit: Money Advice Service
Phone: 0800 138 7777 WhatsApp: 07701 342744
Dewis Cymru:
Use the search facility to find local sources of financial advice.
Visit: Dewis Cymru
MoneySavingExpert.com:
MoneySaving guides, tips, tools and techniques. Visit: MoneySavingExpert
Advice UK:
Advice UK
Charitable Organisations
Gingerbread: The charity supporting single parent families to live secure, happy and fulfilling lives. Visit: Gingerbread
SNAP Cymru: Information, advice and support for parents, children and young people who have, or may have, special educational needs or disabilities. Visit: SNAP Cymru